What does the writing on the wall mean for the United States and California?  When all the snow melts where will the water go?  For 40 years the environmentalist have stopped all water storage.  Will they change their minds now?  How many banks are about to fail?  Will commercial properties lead to bank failures and will commercial properties lose value?  What are the interest rates?  Are residential property values falling?  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right Side of Real Estate.